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    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <title>Terms and Conditions</title>
    <style>
        body {
            font-family: Arial, sans-serif;
            line-height: 1.6;
            margin: 20px;
        }
        h2 {
            color: #2c3e50;
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        h3 {
            color: #34495e;
        }
        ul {
            margin-left: 20px;
        }
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<body>

<h2>Terms and Conditions</h2>

<p>Welcome to our news website. By accessing and using our website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.</p>

<h3>1. Acceptance of Terms</h3>
<p>By using this site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, you must not use our website.</p>

<h3>2. Usage Rules</h3>
<p>The following rules apply to your use of our website:</p>
<ul>
    <li><strong>Age Restriction:</strong> You must be at least 13 years old to use our site.</li>
    <li><strong>Personal Use:</strong> Our content is intended for personal, non-commercial use only.</li>
    <li><strong>Prohibited Activities:</strong> You agree not to engage in any of the following activities:</li>
    <ul>
        <li>Using the website for illegal purposes.</li>
        <li>Posting false or misleading information.</li>
        <li>Interfering with the operation of the website or bypassing security measures.</li>
    </ul>
</ul>

<h3>3. Copyright and Intellectual Property</h3>
<p>All content on this website, including text, graphics, logos, and images, is the property of our news website or our content suppliers and is protected by copyright and intellectual property laws. You may not:</p>
<ul>
    <li>Reproduce, distribute, or modify any content without prior written permission.</li>
    <li>Use any of our trademarks without our express consent.</li>
</ul>
<p>Any unauthorized use of our content may lead to legal action. We reserve the right to take appropriate legal action against those who violate our copyrights.</p>

<h3>4. Liability Disclaimer</h3>
<p>Your use of this website is at your own risk. We strive to provide accurate and up-to-date information; however, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on the website. To the maximum extent permitted by law, we will not be liable for:</p>
<ul>
    <li>Any loss or damage, including without limitation, indirect or consequential loss or damage.</li>
    <li>Any loss or damage arising from loss of data or profits arising out of, or in connection with, the use of this website.</li>
</ul>

<h3>5. Changes to Terms</h3>
<p>We may update these Terms and Conditions from time to time. We will notify you of any changes by posting the new Terms on this page. You are advised to review these Terms periodically for any changes. Your continued use of the website after any modifications signifies your acceptance of the revised Terms and Conditions.</p>

<h3>6. Governing Law</h3>
<p>These Terms and Conditions are governed by the laws of [Your Country/State]. Any disputes arising from or related to these Terms shall be resolved in the courts of [Your Jurisdiction].</p>

<p>Thank you for using our news website. If you have any questions about these Terms and Conditions, please contact us.</p>

</body>
</html>
```

This HTML-formatted Terms and Conditions page is structured to be clear and user-friendly, ensuring that key points are highlighted for easy understanding. Adjust the placeholders like "[Your Country/State]" to fit your specific context.